Showing posts with label Budgets. Show all posts
Showing posts with label Budgets. Show all posts

Tuesday, October 5, 2010

It's back!


It's that time of year again. The days are shorter, the nights are colder, our drinks are pumkpin-ier. Is that a real word? I don't know but in my house it is!

Anyway.... I love the Pumpkin Spice Mocha at Starbuck's. Yes, you heard me right. NOT the Latte' but the Mocha. It's like a decadent creamy pumpkin pie with a chocolate crust. Or Pumpkin Cheesecake with a chocolate espresso sauce drizzled over top. Or heaven in a cup, if you really want to know how I feel about it.

Sooo.... Starbuck's has the delicious, wonderful, nectar of the gods beverages for the very affordable price of...$6.00 a cup. WHAT!?!?!!!! (yes, it the Grande)

That is not in my budget, not even a little bit. So I've been scouring the internet for an alternative I can make at home. So far I've found a few delicious Latte's but still no pumpkin mochas. I guess I could put some chocolate in my homemade latte if I have to.

Here are a few of the yummy Latte' recipes I've found.

Made it in the blender for frothy goodness!
The Kitchn- DIY Pumpkin Spice Latte'

Make it with a homemade vanilla syrup!
Smith Bites- Starbuck's Pumpkin Spice Latte'



The best part of making your cup of loveliness at home? You can stay home a do this....

(did you notice, they're making a list of their dreams...hmmm...)

Ahh... who are we kidding. We'll actually be doing this...

Have a great day!

Thursday, September 30, 2010

Grocery Shopping and Menu Planning for Dummies (Like me!) Pt.1


So being a competitive grocery shopper is a big deal on the Internet, if you haven't noticed. It seems like every where I turn is some new way to cut your grocery bill by "(enter obscene number of $$$)". But most of the help found on the front page of Yahoo isn't really helpful to the family who's trying to REALLY cut their grocery bills. People who are not doing it because its a fun hobby in a time of economic crisis but because they have no other option in their current financial situation.

So I headed over to the blogging world.

There are thousand upon thousands of blogs out there advocating extreme couponing, playing the "drugstore game", and becoming an tightwad of Olympic proportions. Not that there's anything wrong with those money saving measures but...they're not for me. Especially, if I need to practice them on a longer term basis, like the duration of Law School.

If you are at all inclined to research those methods of saving money, you need to consider a few things first-

1) What is your personality?
Are you very competitive? Are you motivated by a feeling of victory when you get a deal others might feel guilty about getting? (I'm not saying you are doing something wrong but some people feel guilty for various reasons in that situation. I am one of them.) Do you like the idea of cooking more than scouting for coupons? Are you a homebody? Are you easily overwhelmed or confused? Does the grocery store stress you out?

2) What is your Husband's personality?
Does he think this would be a huge waste of your time? Even after showing him how great the deals are? Does he disagree with stockpiling items you might not need in order to get a deal you do need? Does he like home cooked food or convenience foods? Is he willing to join in a grab deals when you can't make it out? Is he willing to learn the ropes too?

3)What stage is your family in right now?
Can you afford the time to learn the ropes of competitive shopping? Can you afford the inevitable mistakes you will make? Do you have to much on your plate already, be it that you're in the toddler stage or the driving your teens all over creation stage? Do you live in the city/suburbs or in the country? Do you know how to cook or do use a lot of convenience foods? Will this be a short term adjustment or will you have to practice it long term? Do you a car available for you?

All these things are very important to consider when choosing how you will attack your grocery bill. After struggling with trying to be like those amazing extreme shoppers, I've finally made peace with where we are right now. And surprisingly, our target budget and bills are comparable to the extreme shoppers without the hassle!

So I'm going to try and explain in the next few weeks/posts how I do it. Hopefully, it will be helpful to you.

Tuesday, January 19, 2010

Grocery shopping- my way.

I wish I loved grocery shopping. I really do. I wish when I walked through the store I looked happy, relaxed and stress-free. Something like this:



Instead, it takes me days to complete a menu, scour the internet for the best possible deals, and assemble the shopping lists to the various stores. By the time I get to actually do the shopping I feel more like this:



(I love the eloquence of Fry!)

I guess I just wish there was a better system. One that involved unlimited cash and home delivery. But until that magical day comes, I'll have to keep doing it the best I can.

Friday, October 2, 2009

Sneaky ways to make your grocery budget go farther




I confess- I'm not the savviest grocery shopper. When I still lived at home, my sister and I had jobs to help the family and the house to run smoother. My older sister's was the shopping and menus, mine was helping with the little kids. We both were pretty good at our jobs but in my case, they didn't overlap very often. In college I lived in apartments and cooked my own food, so I should have figured out how to shop but instead I lived like a bachelor and just bought easy favorites over and over again. So even though I was almost 30 when I got married, I still didn't know how to make a menu or plan a grocery list.

Our first months were not pretty. We ate out far too often AND had food going bad in our refrigerator. At the same time. I was so embarrassed.

Eventually I learned how to sit down with my cookbooks and cooking magazines and plan a menu. Later I learned how to STICK to that menu! When we decided to go to law school I scoured the internet to find ways to live on as little as possible while we had to use student loans. One of the ideas that showed up often was using coupons. I was so excited by the prospect of walking out of the store with a cart full of groceries I had got for free! But the more I looked for coupons for REAL food, the more I realized I was going to need a different plan.

So over the next few days/weeks/months/years, (however long this blog lasts!) I'm going to show how we make it on our food budget, from budgeting through planning and executing a big shop to our meal preparation.

Should be very fun!

Monday, September 28, 2009

Weekend Update

This weekend I came down with a lovely cold. At first I thought it was just allergies, so I didn't stop loving on/kissing/snuggling the Baby Bug, but... when I woke up Saturday unable to breathe, I felt immediate remorse. So far he seems fine, some small symptoms, but nothing too bad. I'm just worried that if he does get sick we will have to pay out of pocket because the insurance company is taking their sweet time putting him on our policy. I have a love/hate relationship with insurance. They seem so out of tune with the real needs of the people who pay them but the alternative is SO much worse. Customer service that takes days, weeks, months or government "help" that take years? Anyway, I'll just hop off my little soap box....

So this weekend was fun. We....

.... made some money selling our moving boxes on Craigslist! Reduce, Reuse, Recycle!

.... had a cheap date at Sonic- we ordered off their Dollar Menu! I really like their Jr. Burgers. Just the right size for a woman trying to lose here "baby belly"!

....checked out a new grocery store called "Bottom Dollar Foods". It seems like it will be a great place for us to shave some $$$ off the grocery budget. Their prices are less than some other stores and they accept coupons. The produce was great, even better than some of the upscale stores in the area.The only drawback is that it's kind of far and not in the best area. I'll let you know how the deals pan out.

....made my own laundry detergent. So far it works better than the stuff from the store and much cheaper too!

....used RedBox for the first time!

So all in all a great weekend.

(Photo: Prevention Magazine Online)